Use cases
Different lives. One clear financial view.
Moving countries, sharing plans or thinking ahead. Bring your spending, investments and documents into one view, at your pace.
Zempo organises information you provide. It does not connect to banks, hold money or execute transactions.
Moving countries
A new country. A clearer start.
New bills here. Existing commitments back home. Review spending from the statements you upload and keep important documents together as you settle in.
What you can do
- Upload supported bank-statement PDFs from the accounts you want to include.
- Check transaction categories and recurring costs before using the totals.
- Keep important personal and financial documents organised in DocuVault.
Working globally
Earn in one currency. Plan in another.
See income and spending in their original currencies, then choose a reporting currency for the combined view. Build budgets and goals around the way you earn and spend.
What you can do
- See earnings and spending in their original currencies.
- Build budgets and goals in the currency that makes sense for you.
- Add investments yourself and see how much you hold in each currency.
Investment records are manually maintained and informational only. Prices may be delayed.
Explore budget tracking
Running a household
Shared plans. Personal control.
Bring household budgets and goals together. Each person signs in separately, with roles and permissions that decide what they can access.
What you can do
- Bring household budgets and goals into the same planning space.
- Use roles and permissions to control what each household member can access.
- Keep selected records and documents available to the people you choose.
Planning ahead
Make room for what comes next.
Keep a record of investments you add yourself, organise important documents and prepare a Will draft. See long-term plans alongside everyday spending.
What you can do
- Track investments you add yourself. Zempo does not trade or hold investments for you.
- See Workplace Savings information provided by your employer, where available.
- Build a will inventory from your records on any plan. Standard adds the will document itself. Get legal advice before relying on it.
Investment tracking is informational only; prices may be delayed. Will Writer is a drafting tool, not legal advice. Signing, witnessing and any required registration still matter.
Explore investment trackingAt your pace
Start with one part of your financial life.
A statement, a budget or a goal. Add more when you’re ready.