A clearer perspective on your financial life
Less money noise.
More life.
Bring your spending, investments and plans into one clear view. Across currencies. At your pace.
Start with a statement PDF. No bank login needed.
A little organisation. A different perspective.
From a statement
to a clearer picture.
Start with spending. Add your investments, budgets and goals separately, when you’re ready.
Bring your own AI
Ask your own AI
about your money.
Connect Claude or ChatGPT to the records you keep in Zempo, then ask in your own words. It reads only what you approve and can’t change a thing.
Included with Premium. Answers come from your assistant, not Zempo, and aren’t financial advice.
See how AI assistants workWhat did we spend on eating out this summer?
AED 4,280 from June to August 2026, across 23 transactions. July was the highest month, at AED 1,760.
From your Zempo records · Spending
Which subscriptions went up this year?
Two did. A streaming plan rose from AED 35 to AED 45 a month in March, and the gym from AED 250 to AED 280 in July.
From your Zempo records · Recurring payments
More room for your everyday.
Life, in view
Your life doesn’t fit
in one account.
Different currencies. Shared plans. A future you’re building. Give the pieces a place together.
The plans you share.
Household budgets and goals, with control over who sees what.
The longer view.
A record of the investments you add, across assets and currencies.
Investment tracking is manually maintained and informational only. Prices may be delayed.
Find your starting pointNo bank login.
Choose the records you add. Your money stays where it is.
You check the details.
Review extracted information and correct what needs attention.
You stay in charge.
Control sharing, export your information and manage deletion in Settings.
Do I need to connect my bank?
No. You upload a compatible bank-generated PDF and choose what information to add. Zempo does not need your bank login and does not hold or move your money.
Can I use more than one currency?
Yes. Zempo supports financial records in multiple currencies. Currency and reporting context stay visible so you know what you are looking at.
What about my investments and plans?
You add your investments, budgets and goals separately. Investment records are manually maintained and informational only; prices may be delayed. Zempo does not place trades or set money aside.
Can I start for free?
Yes. The Free plan includes three PDF uploads in total, spending insights, budgets and savings goals. You can see the current plan details on the pricing page. Explore plans.