Can I correct a transaction or category?

Yes. Extracted transactions and suggested categories are reviewable so you can correct the record when the source document or AI interpretation needs adjustment.

Will every statement format work?

Statement layouts and document quality vary. Zempo supports compatible bank-generated PDFs, but an unsupported or unclear document may need a different export or manual correction.

Are converted currency totals exact?

Converted views use available exchange-rate data. They are useful for organising information but should be treated as estimates rather than account statements.

Zempo Expenses

Know exactly where your money went.

Upload a bank statement. Zempo turns it into transactions and spending categories you can check and correct.

Track my expenses See how it works

Compatible bank-generated PDFs
No bank login required
You review every result

The Zempo Expenses overview showing recorded spending in AED. — Expenses overviewSample data

How it works

Upload. Check. See your spending.

Follow a statement from upload to the spending you’ve checked.

Choose a step to explore the example.

The actual statement upload screen with PDF selection and upload guidance. — Upload statementsSample data

Choose a compatible bank-generated PDF. You never need to share your bank login.

The actual Expenses category view with category totals and spending controls. — Spending by categorySample data

Accounts and currencies

See all your spending together.

Bring statements from different accounts into one view. Your bank login is never needed.

Accounts: Add statements from the accounts you want to see together.
Currencies: See the original amount and an estimated converted total.
Spending: Compare categories and months after you check the transactions.

Before you save

Check every transaction.

Zempo reads your statement. You fix anything that looks wrong.

01
Zempo reads your statement.
It pulls out the dates, names and amounts from compatible PDFs.
02
Check what Zempo found.
Change any transaction or category that does not look right.
03
Your bank login is never needed.
Zempo does not connect to your bank, hold money or move money.

Zempo saves the version you approve.

A woman comparing a paper statement with her laptop at a bright kitchen table

Common questions

Questions before you upload?

Clear answers about statements, corrections and converted totals.

No. Zempo accepts compatible bank-generated PDF statements and does not ask for online-banking login credentials.

Zempo Expenses

Ready to see where your money goes?

Upload a statement. Check it. See your spending.

Track my expenses

Know exactly where your money went.

Upload. Check. See your spending.

See all your spending together.

Check every transaction.

Zempo reads your statement.

Check what Zempo found.

Your bank login is never needed.

Questions before you upload?

01Do I need to connect my bank account?

02Can I correct a transaction or category?

03Will every statement format work?

04Are converted currency totals exact?

Ready to see where your money goes?