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Zempo Budget

A budget for the life you want.

Plan for everyday spending and the things ahead. See how your spending compares, then adjust when life changes.

  • You set the amounts
  • Your household currency
  • No live bank feed
Your monthly budgetSample data
The Zempo Budget screen comparing planned amounts with recorded spending and the remaining budget.

Plan, check, adjust

Give your money a plan.

Start with spending you have checked. Set category amounts and keep your savings goals in sight.

Choose a step to explore the example.

Set a category budgetSample data
The actual Budget category editor for the fictional household’s monthly plan.

Choose what to include and set an amount for each category. Suggestions from available spending history are yours to change.

Your monthly budgetSample data
The Zempo Budget screen comparing planned amounts with recorded spending and the remaining budget.

Everyday and what comes next

Make room for what matters.

Keep the regular costs visible without losing sight of the things you are saving for.

Categories
Set amounts for the costs you want to plan and compare.
Goals
Choose a target and follow the savings you record.
Currencies
Review your budget in the household reporting currency. Converted amounts use available exchange rates.

A plan you can check

Your budget is not a bank balance.

A useful comparison starts with knowing what is included.

  1. 01

    Add and review your spending.

    Budget views use records in Zempo, not a live feed from your bank.

  2. 02

    Check the period and currency.

    Missing transactions or exchange-rate differences can change the amounts you see.

  3. 03

    Change the plan when you need to.

    Targets and suggestions are planning tools, not advice or a promise of savings.

You remain in control. Zempo does not hold, reserve or move your money.

A man pausing over his planner at a sunlit balcony table

Common questions

Questions before you plan?

How budget records, suggestions and household currencies work.

No. Zempo does not connect to your bank. Budget views update from the transactions you upload, record, and review in Zempo.

Zempo Budget

Start with the month ahead.

Set a few amounts. Check your spending. Adjust as you go.
Create my budget

Questions before you start?