Remote-first companies
Give distributed employees a consistent place to organise financial and employer-provided benefit information.
Employee financial wellness
Financial visibility for your global and remote teams.
A software workspace that helps employees organise financial information, track goals, and understand benefit data supplied by their employer.
Discuss your use case
For each employee
Their benefits.
A clearer view.
See personal benefit records and recorded contributions.
Zempo is a software provider. It does not accept contributions, hold client money, manage investments, execute transactions, or provide personalised financial advice.
Who it’s for
Built for
how you work.
Multinationals
Present available benefit information clearly while keeping local eligibility and provider terms visible.
EORs & PEOs
Add a financial-wellness software layer to employee support without representing Zempo as the benefit provider.
Globally mobile talent
Help employees maintain a user-entered view as their accounts, currencies, and employment arrangements change.
Financial wellness software
A clearer workspace for employee financial information.
Zempo provides organisation, tracking, and educational tools. Any pension, savings, investment, or other financial product must be supplied separately by an appropriately licensed provider and is subject to its own terms.
Goals with visible assumptions
Employees can set personal targets and explore illustrative timelines using information they enter. Results are estimates, not promises or recommendations.
User-added information in one view
Employees can record supported accounts, holdings, currencies, and employer-provided benefit information without giving Zempo online-banking login credentials.
Budgets and spending organisation
AI-assisted categorisation, summaries, and spending observations help employees review information imported from compatible statements.
Informational AI-assisted insights
Zempo can surface patterns and prompts from user-supplied data. Employees remain responsible for reviewing results and making their own decisions.
Recorded investments, tracked
Employees can record supported investments and view estimates using available market and exchange-rate data, which may be delayed or incomplete.
DocuVault
Organise supported financial and personal documents and set renewal reminders. Compare storage modes and check your plan for access and limits.
Understand what changes an illustration
Zempo can visualise a hypothetical scenario using user-entered assumptions. It does not forecast or guarantee an investment outcome.
Assumptions
A projection depends on the amount, time period, and return entered. Changing any assumption can materially change the illustration.
Uncertainty
Actual returns are not constant or guaranteed. Investment values can fall as well as rise, and fees, taxes, and inflation affect real outcomes.
Information, not advice
Illustrations help explain a concept; they do not predict a likely return or recommend a contribution, product, or investment strategy.
Illustrative scenario
See how time and an assumed return affect an estimate
Example only: AED 500 deposited at the end of each month for 25 years, assuming a constant 7% nominal annual return compounded monthly.
AED 405,036
Illustrative deposits
AED 150,000
Illustrative growth
AED 255,036
This hypothetical illustration is not a likely return, offer, or recommendation. It assumes no fees, taxes, withdrawals, or inflation. Actual results may be materially lower or negative.
Clear responsibilities
Information in view.
Your team in control.
- Zempo’s role
- Software provider
- Client money
- Not held by Zempo
- Financial products
- Separate provider terms
Zempo provides software for organising user-supplied financial information and displaying employer-provided benefit data. It does not hold funds, execute transactions, provide personalised financial, investment, tax, or legal advice, or operate or promote an investment fund. Third-party products have separate providers, terms, fees, eligibility rules, and regulatory protections. Estimates are illustrative; investments can fall as well as rise and past performance does not indicate future results.
For your team
Explore a clearer financial-wellness workspace.
Tell us what benefit information and financial-wellness tools your team needs. We’ll explain Zempo’s software role, current capabilities, and limits.