Which record is authoritative?

The employer, payroll, and underlying benefit or investment provider records remain authoritative for eligibility, contributions, transactions, and balances.

Are projections guaranteed?

No. Projections and educational views depend on assumptions and recorded data. They are illustrative and are not guarantees or personalised advice.

Can employers request a tailored rollout?

Employers can contact Zempo to discuss workforce, benefit, onboarding, and reporting requirements before a rollout is agreed.

Zempo Financial wellness

Help your team understand their money.

Give employees one place to review spending, plan goals and see the benefit information you provide.

Talk to us See how it works

Built for employers
Employer-provided benefit records
Zempo does not hold funds

The current employee Workplace Savings overview with fictional benefit and contribution records. — Employee view · Workplace SavingsSample data

From employer setup to employee access

Make benefits easier to understand.

Share the information employees need, help them get started and keep recorded contributions in view.

Choose a step to explore the example.

The actual HR Admin Portal for fictional Cedar Design Studio, with employee and contribution information. — Employer view · HR Admin PortalSample data

Record the available scheme, eligibility and contribution settings. Your employer and provider terms remain the source of truth.

The employee Contributions screen separating employee and employer contribution information. — Employee view · Contribution recordsSample data

Beyond workplace benefits

Help employees see the rest of the picture.

Everyday spending and future plans belong in the same conversation. Employees choose what personal information to add.

Everyday spending: Employees upload supported bank statements and check the transactions Zempo organises.
Budgets and goals: Set personal targets and plan using information employees have reviewed.
Workplace Savings: View employer-provided benefit information and recorded contributions in one place.

Clear responsibilities

Information in Zempo. Money with the provider.

Zempo helps organise and explain records. It is not the benefit provider and does not hold employee money.

01
Your employer sets eligibility.
Benefit access depends on the employer’s arrangements and the provider’s terms.
02
The original records remain authoritative.
Check eligibility, contributions, transactions and balances with the employer, payroll or underlying provider.
03
Projections are estimates.
Planning views depend on assumptions and recorded data. They are not guarantees or personalised financial advice.

Zempo does not accept contributions, hold funds, manage investments or execute transactions. Any underlying financial product is provided separately under its own terms.

An employee checking a paper benefits summary in a quiet office

Common questions

Questions from employers

What Zempo provides, who holds the records and how to discuss a rollout.

No. Zempo provides software for organising and displaying benefit information. It does not hold funds or operate an investment fund.

Zempo Financial wellness

Let’s talk about your team.

Tell us about your workforce, existing benefits and what employees need help understanding.

Talk to us

Help your team understand their money.

Make benefits easier to understand.

Help employees see the rest of the picture.

Information in Zempo. Money with the provider.

Your employer sets eligibility.

The original records remain authoritative.

Projections are estimates.

Questions from employers

01Does Zempo hold or invest employee money?

02Which record is authoritative?

03Are projections guaranteed?

04Can employers request a tailored rollout?

Let’s talk about your team.